鶹

Open Enrollment

November 18-24, 2024 is 鶹's Open Enrollment Period.  Open Enrollment provides employees with the opportunity to enroll in health, dental, vision or flexible spending plans. Enrollment during Open Enrollment will be effective January 1, 2025.

Important Dates

  • November 18-24, 2024: Open Enrollment Period
  • November 18-22, 2024: Benefits Fair
  • November 24, 2024: Deadline to submit Open Enrollment changes
  • January 1, 2025: The effective date of your selections during Open Enrollment

Enrollment Process

Your current enrollment, except any FSA account, will continue as-is if you do nothing. Please log in to the HR Portal during the Open Enrollment Period to make a change.

Is action required by you? The answer is YES if you want to...

  • Enroll in any of the following plans: health, dental, vision, HSA, FSA
  • Switch plans (health, dental or vision)
  • Cancel coverage (health, dental or vision)
  • Add dependent/ spouse/ domestic partner (health, dental or vision)
  • Change your annual HSA contribution, which you can also do at anytime throughout 2025!
  • Utilize the Flexible Spending Account (FSA) for medical or dependent care*

*Re-enrollment is required each year for Flexible Spending Accounts - medical or dependent care.

Adding someone new to your plan? Upload or enter the following to the HR Portal “My Attachments” section under “My Self”:

  • Copy(ies) of the applicable (health insurance only):
    • marriage license or certificate
    • birth certificate, adoption agreement, or legal guardianship
  • Social security number (card not needed) and date of birth (health, dental or vision)

Log in to the online to access the Open Enrollment wizard (November 18–24).

HR Portal:

Summary of Changes and Similarities

Your Health Insurance and Prescription Coverage

  • Continuing to offer the Traditional PPO and Qualified High Deductible Plan (QHDHP)
  • Continued access to the Blue’s networks
  • Two insurance cards: one for medical and one for prescription
  • Increase in semi-monthly deductions
  • Introduction of co-insurance to our PPO plan
  • Increase in deductible for the QHDHP t due to the IRS minimum increasing
  • 2025 Express Scripts Formulary list
  • Transition to National BlueCard Program through Capital BlueCross, offering savings on healthcare
    benefits when traveling across the country and internationally.
    • Key Benefit: Waived access fees, providing cost savings for in-network care nationwide and globally.
    • What to Expect: New ID cards featuring a new alpha prefix to identify members covered under the
      enhanced program.

All Other Benefits

  • Slight increase in our enhanced vision plan rates due to additional inclusions of polycarbonate and other
    lens coating features.
  • FSAs require re-enrollment each year
  • Health Savings Account (HSA)
  • HSA contribution by Moravian (to those enrolling or re-enrolling in the QHDHP):
    • $750 - single QHDHP coverage
    • $1,500 - 2 person or family QHDHP coverage
      • Change your contribution to your HSA anytime!

Have questions about Open Enrollment?

Watch the Benefits Fair recordings available soon (more information forthcoming). Connect with a Contact HR.